💰 EMI Calculator

Calculate EMIs for Home, Car & Personal Loans in seconds

Prepayment Calculator

Principal Amount: ₹30,00,000

Interest Rate: 8.5%

Loan Tenure: 20 years

Lumpsum Prepayment: ₹5,00,000

Prepayment Month: Month 12

Interest Saved43.5%

₹14,13,747

Tenure Reduced64.6%

155 Months

Original: 240 months → New: 85 months

Total SavingsOverall

₹14,13,747

Original Plan

Monthly EMI₹26,035

Total Interest₹32,48,327

Total Payment₹62,48,327

With Prepayment

Monthly EMI₹0

Total Interest₹18,34,581

Total Payment₹48,34,581